This brief summarises reporting published by www.mortgagestrategy.co.uk on 20/10/2026. Claims below are attributed to that source.
Eligibility criteria for wealthy borrowers
Applicants must demonstrate an individual annual net income of at least £300,000 or net assets of £3 million, not counting their main home, to qualify for the scheme.
Property types and uses covered
The finance is secured against residential properties across England, Wales and Scotland and may be used for purchases, refinancing or to meet capital‑raising needs. The flexible repayment options include rolled‑up, part‑served or fully serviced interest, enabling borrowers to align repayments with their cash‑flow situations and project timelines.
