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Landlords · Originally published · 2 min read

Landbay survey: 83% plan rent increases, but intentions are not market outcomes

The lender’s Q3 survey points to planned rent reviews and refinancing. Its findings describe respondents’ intentions before the Budget, rather than rent rises already achieved.

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Landbay’s latest landlord survey suggests rent reviews and refinancing remain prominent in respondents’ plans. The lender’s 3 November 2026 release says 83% intended to increase rents over the following year, compared with more than 75% in its previous survey.

The release describes a Q3 survey sent to more than 2,000 landlords. That distribution figure should not be confused with a verified count of completed responses. The findings are a lender’s survey of intentions, not an official measure of all landlords or evidence that those increases have occurred.

Mortgage Strategy’s coverage reports that 39% expected to sell at least one property, while 43% had no plans to sell and 18% were undecided. Nearly six in ten expected either a product transfer or a remortgage in the next year. Landbay says the responses were gathered before the most recent Budget, an important timing qualification when interpreting the results.

Separate the survey from your tenancy

For a landlord, the useful response is to review the figures behind their own property rather than adopt a survey percentage as a target. A portfolio-wide headline cannot establish the appropriate rent for an individual home. Consider the property’s condition, local comparisons and the tenant’s circumstances, then obtain advice on the correct process.

For assured periodic tenancies in England, GOV.UK says a landlord can increase the rent only once a year using the section 13 process. The government’s 2026 information sheet explains the requirement for at least two months’ written notice using Form 4A. Different tenancy types and transitional circumstances need their own checks; this is not a statement of the rules throughout the UK.

Plan refinancing separately

A rent intention is also not a substitute for a finance plan. If a mortgage deal is ending, gather the current balance, expiry date, proposed fees and any conditions attached to the next product. Ask an adviser to compare the available options using your actual circumstances rather than treating the survey’s preferred fixed-rate periods as a recommendation.

The findings offer a snapshot of how participating landlords were thinking before the Budget. Their practical value lies in prompting an evidence-based review, while keeping proposed rent changes, achieved rents and mortgage decisions clearly separate.

Sources: Landbay release carried by Cherry, 3 November 2026; Mortgage Strategy, 3 November 2026; GOV.UK rent-increase guidance and the Renters’ Rights Act Information Sheet 2026.

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